Hello and welcome to my blog! I am a twenty something living in DFW, Texas with my husband A, two dogs, and two cats.

In the Fall of 2015 I was about a year into repaying my student loans.  Everything was going well until I logged into my student loan website and saw that more than half of every payment was going to interest.  I was barely scratching the surface of my principal balance. People in the debt free community say you have to get mad at your debt to make a change and that’s exactly what happened. I was mad at my monthly payments and I decided to aggressively pay off my students by getting a second job.  I accomplished this goal on December 31, 2016. Read more here: How Working Two Jobs Helped Me Pay Off $14K in Debt

To stay motivated while I was working two jobs, I read a lot of financial blogs. When I read about so many people becoming debt free, I knew that it was something I wanted to do! Since then, my husband and I have been paying off our debt.  We are still in Dave Ramsey’s baby step two which is pay off all debt. My end goal is FI/RE (Financial Independence/ Retire Early)!

I have a lot of topics I want to discuss so please check back for weekly updates on budgeting, debt pay downs, savings goals and early retirement.