Disney Trip Cost

My mom and I just got back from Disney World on Friday! It was a lot of fun. We bought the park hopper ticket option that lets you visit multiple parks and it was 100% worth it. I wasn't entirely sure if I was going to like Animal Kingdom so I wanted to be able…

About Sinking Funds

Sinking funds. What are they and when should you use one? A sinking fund is when you put money aside for a specific event. By now, all of you are familiar with my vacation sinking fund. I got tired of cash flowing my vacays in the month happened so I started putting aside $300 a…

Best Budgeting Apps: A Comparison

Before I start, this is not a paid post or advertisement. I just like talking about budgeting and this is my opinion of some services I have used. Back in April, I talked about trying a new budgeting app (A New Budget App).  Since then, the trial ended and I moved to another budgeting app. …

I’m $15,000 in Debt (Again)

Well this year hasn't gone exactly as planned as far as debt goes. In December of last year I was expecting to be consumer debt free by June of this year.  Instead, I totaled up my debt last week and I'm back up to $15,000. I was actually kind of surprised. I knew I had…

The Cost of Home Gym

I had been at my job just shy of two years when I realized that my clothes weren’t fitting the same way they used to. I had a harder time buttoning my pants and shirts were tighter around my belly. It wasn’t really surprising. It had been years since I had played soccer last. I…

I’m Going to Disney!

This year is the big 5-0 for my mom. She's been itching to go on another trip so I told her we could wherever she wanted for her birthday. And she picked Disney! I'm pretty excited about going. I've never been and my mom hasn't been since she was a kid. So I'm about to…

Small Financial Goals

I talk a lot about my big financial goals like paying off the house and retiring early but I don't talk as much about my small financial goals. Or really, I should say just goal, because it's really only one goal. Every year I try to make my financial position better than it was the…

How Not To Travel Hack

It seems like every time I get on the debt free community posts they are talking about travel hacking. For those of you who dont know, travel hacking is basically maximizing your credit card usage to be able to go on trips for free or reduced costs using points. I've always travel hacked some. I…

June in Review

June ended up being a crazy but good month. This month I got my first paycheck with my raise. I took a motorcycle safety course, got my license, and bought a bike. I bought a helmet and gloves for the bike. And we had an unbudgeted trip to the vet for the good dog. My…

Why I bought a bike (and not a lexus)

Those of you have been reading the blog the past 10 months know that I REALLY want a Lexus. It's my dream car. So how did I end up with a motorcycle instead? First you need a little history. When I was really young, my dad had a motorcycle that he would take me for…