Long time, no blog

To say that a lot has happened since my last blog post is truly an understatement. We are living in a crazy time and I hope all of my readers are doing ok. I debated a long time about posting anything on the blog. I was worried that it would seem tone deaf in what…

I Finally Bought My Dream Car!

After years of looking and waiting, I finally bought the damn car! This has been such a long time coming. I kept telling myself that I should wait and that my old car was fine. I wanted to wait for a couple of things. I wanted to wait so I could save up a decent…

Personal Finance is Personal

As you all have noticed, I took a long break from the blog. I wasn't sure if I was going to continue writing it. Honestly I'm still not sure. My mindset about how I manage my money has been changing over the past year. Paying off debt is no longer my primary focus which you…

How I Spent My Allowance This Month

Two months ago I talked about giving myself an $100 allowance to buy things from my ever growing wishlist (I’m Giving Myself an Allowance). This month I finally treated myself to a few things. Bralette - $26. I bought a cute bralette from American Eagle. I wasn't on the market for a new bra but…

The Ongoing Saga of My Car

I almost caved today. A and I went out and looked at several dealerships. I definitely saw a couple things that I liked. And I saw some things closer to the price range I've set for myself. I started day dreaming about having something new(er). Then I gave myself a reality check. I got online…

October Budget Update

Well I was absentee on the blog for a couple weeks. October ended up being a busy/stressful month. I had a difficult assignment at work. We made a day trip to Austin. I caught my first cold of the season. There were some personal issues. My car died on me (again). And then to top…

We Paid Off My Engagement Ring!

It took longer than I thought it would, but A and I paid off my engagement ring! A and I got my engagement ring in August of 2017. It started off at $11,000 at 9.99% for five years. Obviously that interest rate sucked.  The minimum payment was $235 per month.  Pretty early on we decided…

I’m Giving Myself an Allowance

Recently I started a wish list on my phone. At first, it started out mostly as a sort of joke. Something would come up and I would think, "I need (insert item here) but it's not in the budget this month... oh well." But then the next month I still wouldn't put any money into…

Disney Trip Cost

My mom and I just got back from Disney World on Friday! It was a lot of fun. We bought the park hopper ticket option that lets you visit multiple parks and it was 100% worth it. I wasn't entirely sure if I was going to like Animal Kingdom so I wanted to be able…

About Sinking Funds

Sinking funds. What are they and when should you use one? A sinking fund is when you put money aside for a specific event. By now, all of you are familiar with my vacation sinking fund. I got tired of cash flowing my vacays in the month happened so I started putting aside $300 a…